Shifting attitudes about what is possible, coupled with the deployments of new technology, mean risk engineering is ever-changing. As buyers are increasingly aware of on-demand and flexible cover in personal insurance, demand is also emerging for risk engineering to be clearly aligned with their business purpose.
Large insurers in siloed and highly specialist fields are switching to have much more regular and deeper engagement with clients, and alignment to their strategies, backed by transparency and smart technology.
Any individual’s experience of looking after their own wellbeing could typically involve factors such as good eating, exercise and treatments from medical specialists when needed. But a wealth of new technologies are now being made available to empower people in addressing their own health issues more consistently and help companies support employees in this area.
“Technology is putting control of a medical condition or a wellness desire in the hands of the consumer, and enabling them to be much more proactive in terms of health management and getting a better quality of life,” explains Richard Cooper, head of digital and ecommerce at private healthcare firm AXA PPP healthcare.
The market for renewable energy is undergoing significant change as government subsidies and support schemes are scaled back, in the context of budgetary pressure and a surge in new installations. As a result, new ways of trading green energy are taking over.
Investors in renewable energy markets have, in recent years, become much more exposed to open market forces; the lack of government support means investors no longer have guarantees and fixed prices they took for granted.
Banks are facing a stern challenge to their security credentials as account takeover fraud becomes commonplace. The time has come to move beyond security systems based on usernames and passwords towards more high-tech solutions such as face-based authentication and biometrics.
Account takeover fraud takes myriad forms, but the results are typically financial losses for the individuals and a loss of confidence in their bank.
Gym chain Virgin Active has over 160,000 members across Italy but its vast geographic dispersion poses challenges to staff who need to work together. By way of response, the company has built a cloud-based collaborative infrastructure, reorienting its entire employee culture.
E-commerce companies must take an increasingly holistic and proactive approach to fraud prevention if they are to keep pace with the growing demands of consumers and of payment processors such as Visa and Mastercard.
Customer expectation levels are consistently high, as shoppers everywhere demand unimpeded financial transactions at all times. For merchants, this represents a significant challenge because they are faced simultaneously with the need to block a widening variety of attempted fraud attacks.
Fashion brand GANT, operating in a highly competitive lifestyle retail environment, has dramatically improved its employees’ productivity using cloud-based tools.
The company faced the challenge of having 800 employees who needed to log into several different systems, and who could not easily be productive in the locations they needed to be. Its main email system had become a key productivity tool, which was expensive to maintain and difficult to work with.
For many businesses, a mixed economic environment, unease over tariff introductions and Brexit uncertainty may be rightfully viewed as causes for concern. However, bigger ticket European merger and acquisition (M&A) volumes appear to be holding up remarkably well. In this, our 13th Consumer Products M&A Insights report, we highlight several fresh trends driving the largest activity, which remains strong in spite of a backdrop of total annual deal volumes falling by over 10% from their September 2015 high of 1,500 to now around 1,100 on a rolling four quarter basis.
The traditional car purchase could soon be a thing of the past. According to the consultancy firm PwC, by 2030, shared or autonomous vehicles will be responsible for up to 37 per cent of mileage driven globally. The era of cars on demand is here, and manufacturers must respond now.
In the last two years, luxury car manufacturer BMW has dramatically broken with tradition in an effort to reduce reliance on vehicle sales. The German company has been growing ReachNow, a program described as ‘Airbnb for cars’, which allows people to rent BMW vehicles from owners without all the typical costs. Rentals are made on demand via a peer‐to‐peer app. Ford and General Motors have created similar services.
The potential application of virtual and cross reality in enterprise is enormous, particularly when visual and engaging experiences clinch sales.
As a result, the real estate industry will see some of the biggest growth in its use, given its need to demonstrate what properties will be like to walk around and live in, before they are built. Its normal practice remains remarkably low tech, with sellers promoting properties with glossy brochures and generally quite basic information. The same is true for architects and interior designers wanting to demonstrate their ideas much better.
A selection of articles, reports and other content.