The coronavirus crisis has created an acutely uncertain environment for businesses. Many are using physical assets to access the working capital needed to survive. But what about businesses whose rapid growth is driven by intangible assets?
Cars are becoming increasingly autonomous, with manufacturers moving ever closer towards fully driverless vehicles. For the insurance industry, the potential ramifications are transformational.
In view of this change, insurers clearly need to address some questions. First, who will be accountable in the case of accidents involving driverless vehicles? And will anyone need car insurance when they are not actually drivers of their vehicles? Sanctions have long been a serious concern for banks. However, they are now being applied more regularly across a variety of industries. Breaking them can quickly lead to heavy fines, export bans, denial of access to the US banking system, reputational damage, and severe supply chain disruption. Individuals involved risk criminal charges.
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