Infrastructure has a powerful role in economic recovery, following the damage caused by the Covid-19 pandemic. Many governments around the world, faced with enormous pressures, will make significant infrastructure investments to generate both an immediate boost and long term growth.

​Well-judged infrastructure programs have been continually demonstrated as driving productivity and job creation.

The insurance industry is experiencing a sea change more fundamental than any seen in decades, with a PwC study showing three in four insurance companies are convinced that at least some parts of their business are at risk of disruption. Consumers’ shifting demands are combining with digital innovation to transform business models.

​Just as Amazon has revolutionised retail, the ways in which insurance services function are being completely reimagined - leading to the birth of integrated insurance operators offering consumer-centric, digital health ecosystems that meet new demands and build loyalty. 

DELOITTE: The coronavirus pandemic has presented governments globally with unprecedented challenges, requiring a rapid response from both a public health and an economic perspective.
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​Typically, initial priorities have been to protect companies, employment and income among individual citizens in order to prop up economies. However, as longer term schemes are readied, programs can be designed with greater nuance and precision, with improved management, monitoring and adaptability ensuring success across delivery channels.

User experience has been at the heart of recent progress in how financial services are delivered. Open banking allows account holders to share financial data securely with, and initiate payments through, a range of useful apps and personalised services. Since its launch in 2018 expectations of what can be delivered have heightened.
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While open banking has already transformed what banks and financial technology companies can offer, customers now expect more: they want a powerful experience that puts them at the centre and reflects their entire financial life.

Media companies have an enormous opportunity to capitalize on the intangible assets they create. For conglomerates, ongoing management and critical assessment of their complex intangible assets - against established and disruptive rivals - is essential to ensure necessary protection and monetization. 

Technology companies have an enormous opportunity to capitalize on the many intangible assets they create. These include intellectual property (IP) rights such as patents, copyrights, trademarks and trade secrets, as well as other assets including data, brand reputation, strategies, and customer and business relationships.

​As technology companies develop new products and services, however, these processes and intangible asset portfolios require close assessment and management.

The insurance industry could face a public relations disaster if it maintains an across-the-board stance of rejecting claims under business interruption policies during the coronavirus pandemic. The situation appears to be worsening thanks to the actions of several firms that have clear terms including pandemic coverage, but which are nevertheless refusing to pay apparently valid claims.

Digital channels have long been reshaping our human connections, but the coronavirus crisis means businesses are suddenly faced with a new reality: a near-total reliance on online communications. This is prompting a deeper and nuanced social-first approach.